All About the Axis Bank Privilege Credit Card

Bio

Sandipan Mitra is the CEO and co-founder of Pice. He boasts eight years of experience in the B2B and fintech sector. Sandipan's journey includes significant roles at multiple Indian Unicorns Including Product at PayU, and as founding member / VP, Product at Open Financial Technologies.

16 Dec 25
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Table of Contents

Axis Bank Privilege Credit Card Benefits
Other Benefits of the Axis Bank Privilege Credit Card
Fees and Charges of the Axis Bank Privilege Credit Card
Eligibility Criteria of the Axis Bank Privilege Credit Card
Required Documents for the Axis Bank Privilege Credit Card
Process of Applying for Axis Bank Privilege Credit Card
Axis Bank Privilege Credit Card: Who is it Ideal For?
Conclusion

The Axis Bank Privilege Credit Card offers movie, dining and milestone rewards for lifestyle-focused users.
Spend-based milestones unlock bonus EDGE reward points worth ₹2,000 annually.
Dining discounts via EazyDiner add consistent monthly savings.
Fuel surcharge refunds reduce everyday commuting expenses.
Annual fee waiver makes the Axis Bank Privilege Credit Card cost-effective for high spenders.

The Axis Bank Privilege Credit Card is a premium lifestyle and rewards credit card designed to offer value across everyday spending. With benefits like 100% discount on your movie tickets, 15% dining savings and milestone rewards worth ₹2,000, it is an excellent choice for those who enjoy both convenience and curated experiences. Read on to know all about the offers you can benefit from.

Axis Bank Privilege Credit Card Benefits

Get a 100% discount on your second movie ticket when you book through the District app, up to a total of ₹250 off on movie ticket bookings (valid once per month).
Get an annual fee waiver on achieving spends of more than ₹5 lakh in a card anniversary year.
Additionally, get 10,000 EDGE reward points worth ₹2,000 on a minimum spend of ₹2.5 lakh in a card anniversary year.
Get 15% off up to ₹500 off on more than 1000+ restaurants, once per month, when you book via EazyDiner. To avail this, you have to order a minimum value of ₹2,500.

Note: The spending threshold for milestone benefit excludes payments made for the following categories: rent, wallet, telecom, utility, gold, other jewellery, government services, educational services and fuel.

Other Benefits of the Axis Bank Privilege Credit Card

Get surcharge refunds on spends at all fuel stations across India. This is valid on transactions between ₹400 and ₹4,000 only.
You can get fuel surcharge benefits up to a maximum cap of ₹400 every statement cycle.

Note: Service tax charged on fuel surcharge is non-refundable in nature. You will not earn any reward points on fuel transactions.

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Fees and Charges of the Axis Bank Privilege Credit Card

Types	Amount
Standard Joining Fee	₹1,500 (NIL for Priority Customers)
Standard Annual Fee	₹1,500
Finance Charges (Retail Purchases and Cash)	3.6%
Cash Withdrawal Fees	2.5% (minimum ₹500) of the cash amount
Fee for Cash Payment	₹100
Over Limit Penalty	2.5% of the overlimit amount (minimum ₹500)
Foreign Currency Transaction Fee	3.50% of transaction value
Rent Surcharge Fee	1% of the rental taxation amount (maximum cap of ₹1,500 per transaction)
Auto-Debit Reversal Fee	2% of payment amount (subject to a minimum of ₹450 and maximum of ₹1,503
Late Payment Fees
Total Due Payment Less Than ₹500	NIL
Total Due Payment is between ₹501-₹5000	₹500
Total Due Payment is between ₹5001-₹10,000	₹750
Total Due Payment is more than ₹10,000	₹1,200

Note:

As notified by the Government of India, GST applies to all fees. It is subject to change at any point in time as per regulatory updates by the Government of India.
A Dynamic Currency Conversion markup fee is applicable on Axis Bank credit cards for each international transaction performed in Indian currency.

💡Pay your credit card bills in an easy and secure way with the PICE App.

Eligibility Criteria of the Axis Bank Privilege Credit Card

The primary cardholder of the Axis Bank Privilege Credit Card needs to be between 18 and 70 years of age.
Any add-on cardholders need to be over the age of 18 years.
Applicants should be residents of India.

Required Documents for the Axis Bank Privilege Credit Card

Photocopy of PAN card or Form 60
Income proof needs to be submitted (IT Return, Form 16 and latest payslip)
Residence proof (Electricity bill, landline telephone bill, driving license)

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Process of Applying for Axis Bank Privilege Credit Card

Follow these steps to apply for the Axis Bank Privilege credit card:

First, you need to head over to the official site of Axis Bank. On their homepage, you will get the option of ‘Cards’ > ‘Credit Cards’.
Next, you will be directed to a page which has a lot of options for Axis Bank credit cards. Navigate to the ‘Axis Bank Privilege Credit Card’ option and click on 'Apply Now'.
Then provide your personal information, such as name, income, mobile number, etc.
Next, complete the online KYC, where you may be asked to upload your PAN, self-photograph and Aadhaar.
The bank can also ask you to submit further documents for verification.
Finally, Axis Bank will approve your application and process your request.
You will get the physical credit card delivered to you within the next 5-7 business days.

Axis Bank Privilege Credit Card: Who is it Ideal For?

Regular Online Shoppers: It offers tailored benefits on retail purchases in the form of value back of worth up to ₹5,000 on spends across different categories.
Domestic Travellers: Upon meeting spending thresholds, you can get a great milestone benefit (2 complimentary access per calendar quarter to select domestic lounges) on this credit card.

Conclusion

The Axis Bank Privilege Credit Card blends rewards, dining, movies and milestone perks into one premium offering. With fee waivers on high spends, fuel surcharge refunds and lifestyle privileges, it suits urban professionals seeking everyday value, curated experiences and flexible benefits without overly complex reward structures or confusing redemption processes.